What is a Joint Saving Account? How to open a joint saving account?

What is a Joint Saving Account? How to open a joint saving account?

August 10, 2022    Comment   

Joint saving accounts are often discussed. Your family or you will definitely have a joint saving account of someone in the neighborhood. Whenever there is talk about joint saving account. There may be many kinds of questions in your mind that what is a joint saving account? How can we open a joint saving account? And what are the documents we will need to open a joint saving account?

If you also do not have information about the joint saving account. And you want to get information about the joint saving account. Or how you want to open a joint account, joint account, pmsp account benefit in Hindi, joint account meaning, online bank account opening with zero balance, how much money you can deposit in saving account, account transfer application or joint saving account open. So today you will get complete information about the Joint Account through this article.

What is a Joint Saving Account?

By the way, all the individuals need to have their own separate personal account. With personal account, you can do your different work. But many times such a situation arises. Where a joint saving account is required. Often family members need a joint saving account. So that all the members of the family can access the joint saving account. and could transact with it. Joint saving account can be opened by two or more members. Or the name of another member can also be added to an account already in operation.

Today, almost all banks in India can open a joint saving account. The facility of joint saving account is available in all the banks of India. As per the Reserve Bank of India order, there is no limit on the maximum number of members in the account. But still many banks refuse to add more than 4 members to the joint saving account. Do that because. So that your joint saving account can be managed properly. And you don’t have to face any kind of inconvenience.

How many types of joint saving accounts are there?

How many types of joint saving accounts are there before opening a joint saving account? And which saving account will be more suitable for you? It is very important to get information about it. Talk about the types of joint saving accounts, then mainly joint saving accounts are of a total of 4 types.

1. Either or Survivor
2. Former or Survivor
3. Latter or Survivor
4. Anyone or Survivor

1. Either or Survivor Joint Saving Account

Whenever we apply for a Joint Saving Account account. And you select either or survivor option in the application agreement documents. So that means it. That’s how many members there are in this account. All members have equal rights in the account. That is, all account holders can use the account equally. And anyone can make any transaction. You can understand this better from the following example.

For example, if a husband and wife open a joint savings account. So in the Joint Saving Account, both the members have equal rights. Both members can operate the saving account equally. If by chance, either of the two spouses dies. Even then the second member can easily operate the account.

2. Former or Survivor Joint Saving Account

Whenever you open a joint saving account. And select the Former or Survivor option on the documents of the agreement. So that means it. That only the first account holder in this account can operate the joint account. You understand this by example and well.

Suppose if a husband and wife open a joint savings account. And in the joint account, the husband is the first account holder. So in such a situation, only the husband can operate the joint saving account. After the death of the husband, the joint account will be able to operate only on the basis of death certificate.

3. Latter or Survivor Joint Saving Account

If a person selects the Latter or Survivor option in the agreement documents while opening a joint saving account. So that means it. That this saving account can only be operated by the second account holder. You can understand well with the following example.

If the husband and wife open a joint saving account. And if the husband is the first account holder, then only the wife can operate this account. Only after the death of the wife, the husband will be able to operate this account on the basis of the death certificate.

4. Anyone or Survivor Joint Saving Account

Whenever there are more than two account holders whenever you open a saving account. So the bank offers you this option. You select the Anyone or Survivor option in the document agreement. So this means that this account can be operated by any member.

Documents required to open joint saving account:

The same documents are required to open a joint saving account. Which is meant to open a personal saving account. To open a joint account, you will need the following documents:

Certificate of Identity – One of the one from one of the Aadhaar card, voter ID card, ration card, driving license, passport etc.

Address certificate – one of the ration cards, bills of water, electricity, etc., Aadhaar card, voter ID card etc.

Passport size photograph of both/all account holders.

How to apply for a joint saving account?

If you already have an account with a bank. And you want to add another member to that account as well. So you can easily connect any other member with your account. And in this way, your savings account can be converted into a joint saving account. To add another member to your account you have to go to your bank branch. And the KYC form has to be filled and submitted in the branch. After which other formalities will be completed by the bank. In which your account will be updated after obtaining your and other member’s identity, address and your business related information.

Along with this, you can also apply for a new joint saving account. You can visit any nearest bank branch and open a joint saving account. At the time of filling the Joint Saving Account form, the name of the person in the form will be entered first. He will be the initial account holder. And the person whose name will be recorded after that. He will be the secondary account holder.

If you invest in joint saving account, then who will get the benefit?

If you have a joint savings account. And you’ve invested in a plan. So the investment will be in the name of the initial account holder only. And the dividend of interest etc. will also come in the name of the initial account holder only in the name of the same. All types of information and information related to the investment etc. will also be provided by the bank only to the initial account holder. You can understand it like that too –

If the husband and wife have a joint saving account. And the wife does not do anything. And the wife has invested the money deposited in the joint saving account somewhere. So the interest and other benefits received from it will be in the name of the initial account holder. All types of taxes, interest, TDS, etc. levied on it will be the responsibility of the initial account holder.

Who will get the benefit after death?

If the initial account holder dies by accident. So the secondary account holder can become the initial account holder by submitting the death certificate to the bank. And after that all the rights of account are transferred to him.

So friends this was the necessary information about the joint saving account. If you like this information on how to apply for joint saving account, application to change joint account to single, how to write application for joint account in bank, then share it with your friends. And if you have any kind of question, comment in the comment box below.

TOP 5 2GB RAM PC GAMES

TOP 5 2GB RAM PC GAMES

August 10, 2022    Comment   

Many of you are struggling to find good PC games to play on your low-end PC right! So I give you the top 5 2GB RAM PC games that can be very exciting for you. This all games I check on my PC, its easily run on 2GB ram PC without any lagging. After getting all these games comment to me on which game you like most.

List of 2 GB RAM Games –

1 . Metro 2033 :-

Metro 2033 is a first-person shooter game. This game is developed by 4A games. This game is a survival horror game. It is predominantly set within the tunnels of the Moscow Metro and Metro-2 system, though some sections take place on the surface, in the ruins of Moscow. The story is told through a linear single-player campaign, and important plot moments are shown during cutscenes.

Metro 2033 system requirement (minimum) –

• CPU: Dual-core CPU
• RAM: 1GB
• OS: Windows 7, XP, or vista
• Video RAM: 256MB
• DIRECTX VERSION: DirectX 9.0

Metro 2033 system requirement (maximum) –

• CPU: 3.0GHZ + GHz dual-core CPU
• RAM: 2GB
• OS: Windows 7, XP, or vista
• Video RAM: 512MB
• DIRECTX VERSION: DirectX 10

2.  Battlefield: Bad Company 2 :-

Battlefield: Bad Company 2 is a first-person shooter video game developed by the Swedish firm EA DICE and published by Electronic Arts for Microsoft Windows, PC. It is a direct sequel to Battlefield: Bad Company and is part of the Battlefield game series. It follows other games in the series by allowing the player to control certain vehicles, including ATVs, tanks, and helicopters. They can carry one primary weapon and a pistol in multiplayer, or two primary weapons in single-player, as well as grenades and other equipment.

Battlefield: Bad company 2 system requirement (minimum) –

• CPU : Core 2 DUO @ 2 GHz
• RAM : 2GB
• OS : windows 7 , xp , or vista
• Video RAM : 256MB
• DIRECTX VERSION: DirectX 9.0

Battlefield: Bad company 2 system requirement (maximum) –

• CPU: Any Quad Core Processor
• RAM: 2GB
• OS: Windows 7, XP, or vista
• Video RAM: 512MB
• DIRECTX VERSION: DirectX 10

3. Need for Speed: Most Wanted (2005) :-

Need for Speed: Most Wanted is a 2005 open-world racing video game. In the game, players take part in illegal street races across Most Wanted’s setting, that can be upgraded and customized with new parts. Racing events feature a mixture of competitive racing across the circuit or point-to-point races, and checkpoint, sprint, and drag races.

Need for Speed: Most Wanted System Requirements (Minimum) :-

• CPU: Pentium 4 or Athlon XP
• CPU SPEED: 1.4 GHz
• RAM: 256 MB
• OS: Windows 2000/XP
• FREE DISK SPACE: 3 GB

Need for Speed: Most Wanted Recommended Requirements :-

• CPU: Pentium 4 or Athlon XP
• CPU SPEED: 2.2 GHz
• RAM: 512 MB
• OS: Windows 2000/XP
• FREE DISK SPACE: 3 GB

4 . Far Cry 2 :-

Far Cry 2 is an open-world first-person shooter developed by Ubisoft. It is the second series of far cry games. In this game Players can use cars, trucks, boats, and hang gliders, to travel within the 50 km gameplay area. The player has access to a large arsenal of real-world weapons, including machine pistols, battle rifles, shotguns, sniper rifles, rocket launchers, handguns, and light machine guns.

Far Cry 2 system requirement (minimum) –

• CPU: 3.2GHz Pentium 4
• RAM: 1GB
• OS: Windows 7, XP, or vista
• Video RAM: 256MB

Far Cry 2 system requirement (maximum) –

• CPU: Intel Core 2 Duo Family
• RAM: 4GB
• OS: Windows 7, XP, or vista
• Video RAM: 512MB

5. Assassin’s Creed 1 :-

Assassin’s Creed is an action-adventure video game developed by Ubisoft Montreal and published by Ubisoft. It is an adventure game set in an open world environment and played from a third-person perspective in which the player primarily assumes the role of Altaïr, as experienced by protagonist Desmond Miles. The primary goal of the game is to carry out a series of assassinations ordered by Al Mualim, the leader of the Assassins. 

Assassin’s Creed System Requirements (Minimum) –

• CPU: Dual-core processor 2.6 GHz Intel Pentium® D or AMD Athlon 64 X2 3800+
• RAM: 1 GB Windows XP / 2 GB Windows Vista
• OS: Windows XP/Windows Vista (only)
• FREE DISK SPACE: 8 GB

Assassin’s Creed Recommended Requirements –

• CPU: Intel Core 2 Duo 2.2 GHz or AMD Athlon 64 X2 4400+ or better
• RAM: 1 GB Windows XP / 2 GB Windows Vista
• OS: Windows XP/Windows Vista (only)

Earn Online Money Via Indian Alternative of TikTok – Passive Income Source

Earn Online Money Via Indian Alternative of TikTok – Passive Income Source

August 10, 2022    Comment   

In India, TikTok has been the hottest video app, mainly used by the younger of India. After a number of those times, Instagram has established the exact same attribute as TikTok called”Reels.”

We will discuss precisely the exact same app as TikTok. You can make money through Paytm. We expect that you know about Paytm. If not, then allow me to provide a brief explanation on this. Paytm is a widely used application for online money transfer, Bill Pay, Insurance Payments, Recharges, and many more.

Download 4Fun

Before, Paytm has begun with all the Recharge portal site. These days Paytm is used by consumers and Google Pay, Phone Pay, along with other programs. One other advantage of utilizing Paytm is, This gives not just a tangible debit card but also a debit card that is digital. This electronic debit card is electricity by the Rupay.

Now, if you would like to make online money beginning from 200 Rs to 1000 Rs, then you’re in the ideal location. So let us begin.

4FUN Application

You might have heard previously that it’s very similar to TikTok, and yet another thing is 4fun can pay you a huge sum because of its program promotions. In this case of this pandemic, it is simple to earn over 1000 Rs with no difficult work. This 4fun program offers excellent content for amusement. This program has countless users from all around India. By continuing with this program, you can make more income and 50 Rs within an immediate bonus. But before going forward, you ought to be confirmed by Paytm. For this, you should have to finish your KYC. To finish the KYC, then you have to stop by any local retail store with any of those files such as Address Proof, Aadhar Card, Driving License, etc.

Characteristics of 4fun Program

• within this program, all of the movies can be found in various languages like Hindi, Tamil.
• You are able to download any movies and see them when you’re offline.
• Not just this, You are able to edit your movie with a lot of filters, text, songs, stickers, decals, and a lot more content.
• You can gain access to over 10,000,000+ viral movies using various categories like dubbing, dancing, humour, mimicry, and a lot more.
• Together with seeing all of the videos, you may even discuss it on WhatsApp.

How do you make cash with a referral?

To refer and make more cash, You need to follow basic measures:

• Open the 4fun program and click the profile choice, which gets the icon of guy.
• Here you can realize your referral connection, which you may share with friends and family.
• To earn the Paytm money, replicate that connection and discuss it with your buddies.
• For every referral signup, that can be accomplished by your invitation connection, you can immediately receive 7 to 10 Rs.

What are the principles for 4fun Program?

• If you’re considering installing a replica program, then this measure won’t be counted. Paytm may take over 24 to 48 hours to ship cash.
• The 4fun program gets the right to disable your account in the event they discovered any breach of the rules or policies.
• You may download it from under link.
• To register, enter your contact amount along with other standard details such as name and confirm your telephone number with OTP.
• Now, refer this program to all of your friends to make more. You must simply talk about your referral link to make 7 Rs on every successful referral of this hyperlink.

Conclusion

In this guide, we’ve shared among the passive origin of this earnings via 4fun. We’ve shared all of the information and measures to acquire cash through 4fun to Paytm. In case you have any question or uncertainty concerning this, then please inform us in the comment section below. We’re here in order to assist you. Thank you!

Know How to Get Best Frame Rate and gaming performance in Fortnite

Know How to Get Best Frame Rate and gaming performance in Fortnite

August 10, 2022    Comment   

Last year, Fortnite match and Battle Royale were a hot topic. It’s free to play and in 2018 the story mode was also free to play. Save the World mode was however available as a pay-per-view for early access, but is expected to be fully free in 2019. The pubg designers criticized Battle Royale mode because their game utilizes the Unreal Engine, a game engine from Epic Games. The game is well optimised, but you still have a lot to do to boost your efficiency. Here is our optimization guide for Fortnite!

If you have trouble with frame rate problems, begin by downgrading your graphical settings. Change your video settings. This is the best way to free Fortnite resources, particularly if you play with integrated graphics. Click the drop down button of the top correct corner of the lobby to modify your video settings, then pick the configuration equipment.

 Subsequently, move into the video segment (unless you already have). You use the tab to modify the settings of your game. Change your game presets instantly to “low.” Turning the shadows, anti-aliasing, post-processing and impacts off or down will increase your framework when it comes to modifying individual settings.

Switch Off Background Program or multiple task

Fortnite is an extensive game that requires plenty of GPU (graphics card) and CPU (processor) power to run effectively. It also needs free RAM. If Fortnite is struggling with low frame rate or stuttering, background programs may take up your resources. Before beginning Fortnite, switch off all unnecessary apps.

Update Graphics Card Drivers to the latest one

You may have to update your GPU drivers if you experience frame rate dropping and stuttering on a dedicated graphics card. These files show your graphics card how to communicate with your machine to guarantee the efficiency of your hardware. They can enhance efficiency or solve continuing stuttering issues in games like Fortnite. The drivers of your GPU may be updated from the Web site of your producer. For Nvidia players, driver updates can be manually downloaded or the GeForce Erfahrung software suite can be downloaded for a streamlined setup experiment. AMD users can either search by side or use the recent engines.

How to earn money from Articles Writing 2022

How to earn money from Articles Writing 2022

August 09, 2022    Comment   

Article Writing se paise kaise kamaye: You might be wondering if it is really possible to make money online? It is not yet clear what he will do after he leaves office. In this blog we have many articles on online earnings. Nowadays there are many ways to make money online. One of the topics I will discuss with you today is how to make money from writing articles online.

Today is the time of the internet, and in this age of the internet you can take the opportunity to earn money online without watching videos online, chatting on social media or doing other unnecessary work. Hey that’s true and thousands of people in different countries and abroad are earning at least $100 to $500 sitting at home via the internet. And, in some cases, people are making a lot more money out of it.

Thus, there are many ways or rules of online income from the Internet. Creating blogs and YouTube channels in those rules is the best way to earn online. I have already told you in detail about how to make money from YouTube. So today I want to give you a little information about a new topic. That is, how to earn money in different ways from online article writing.

Today the impact or demand of digital marketing has increased so much that its use and benefits have become very high. We can say that writing or publishing articles via the Internet is a part of digital marketing. And, if you know how to write English well and if you have good knowledge or knowledge of article writing, you can earn thousands of rupees a month sitting at home through this article writing method.

If you want to earn money online from article writing then what you have to do and where you can earn money from, how much money can be made, today in this article I am discussing with you in detail. So let’s not take long and know what we are going to learn today. Today we will know –

I request you to read this article in its entirety. In this, you will understand everything in a better way. Now let’s know everything one by one.

What is Article Writing?

Article or article writing is usually a part of writing that we have to write in at least 300 words. And, in any article we write about a specific topic. You have a good knowledge of such a topic or topic and you can give a lot of information about it to people through articles.

Previously, articles were usually written or published in newspapers and books or magazines. But, nowadays you can publish articles through online blog, forum, website or any medium of digital marketing. Now the times have changed and everything has gone digital.

How to write an article? Some rules for article writing

Whether you’re writing articles in a blog or in a magazine, there are some general rules for writing articles that people won’t like your topic if you don’t follow. Of course, you should try to arouse people’s interest in your content.

So that you enjoy every word you write and the topic you’re writing on, so that they can be better understood, only then can you make your name as a successful content writer.

It is not up to me to teach you how to write an article on a subject or how well you are publishing an article on a subject or topic. It all depends on the knowledge and experience you have on a subject.

The more knowledge and experience you have, the more you can write an article on the details. Only then will people be interested in your article. And so, always remember, “Before writing an article, A to Z is about the topic you’re thinking of writing so you can get to know.”

In addition, I would like to talk about some of the general rules of article writing, which you can use to make your content very interesting and easy to understand.

How to write an interesting article? (5 tips)

If you want to see yourself as a successful content writer or make a career as a content writer, you need to follow some simple content writing rules.

These are the basic rules and if you want to write interesting, user-friendly, efficient and excellent articles then the use of these rules is very important. So what are the rules of writing an article?

Some useful rules for writing a good article:-

• Apply clear, interesting and concise titles. After reading the title, visitors will be willing to read your article. And, writing short titles will make the content of your article clear.
• Remember, you have to write in short paragraphs. This is a very effective rule for writing clear, clean and user-friendly content. When you see all the big blogs online on the internet you will understand. Whenever they write an article, they write small paragraphs of 3 to 4 lines. These short paragraphs help people read your writing better later and as a result people read your writing more often.
• You should use the title. It is very important to use titles such as (H1, H2, H3 and H4). In this many parts of the entire article can be created and it is very convenient for your reader to read the article. Remember, the use of titles is very important.
• Write at least 600 to 1500 articles. You can write an article of more than 1500 words if you want. However, do not write articles of less than 600 words. The more words you use to write on your own content or a topic, the more knowledge you will gain from reading that writing. And, your readers come to read your writings or content to gain knowledge.
• Use pictures. Hey, there can’t be a good and interesting writing without pictures. You can use pictures related to your topic in the article. This way, the article will be more interesting and will look good.

So friends, if you write an article using the rules mentioned above, then it will be completely interesting and clear and with that, after you write, people’s interest will increase. I use these rules for content writing on my blog and people are very happy to burn them.

How to Make Money from Article Writing in 2022 ?

Let’s see how people can earn a lot by writing articles sitting at home, let’s see how to earn money from article writing.

Make money by writing articles on your blog

When it comes to making money through article writing, I would choose blogging as the best and best medium. Create a blog in which you can write your own articles. You can write exactly what you like to write. For example, if you don’t know English, you can make money by writing Hindi content. As I am doing.

The process of making money by creating a blog is very simple. And, if you want, you can create a blog yourself, write an article in it and then make money by showing Google Adsense ads on the blog or through affiliate marketing.

Totally a simple and profitable means by which you can earn money regularly. Through this blogging, thousands of people are earning millions of rupees a month by writing articles.

If you write good articles regularly, you can start earning about $100 to $200 per month in just 3 to 4 months. And, then the number of these incomes will gradually increase depending on your work. However, the amount of income will depend entirely on the quality of your work and materials.

So if you also want to earn online through blogging and content writing, then read these topics below.

In the end, I want to tell you one thing. I don’t know how much you’ll earn through other means. But, if you learn blogging with mind and interest and then start it, it will save you so much money that you can’t even imagine.

It all depends on writing a good article. I myself am earning well per month by writing articles only in Hindi on this Hindi blog. And, now I’m running this blog as a part-time business.

How do you make money by writing guest posts ?

Paid guest posting is a service through which you can earn money by writing articles on other people’s blogs. Today there are many blog or website owners who do not have the time to write articles for their blog. And, so they encourage other people to write articles on their blog through paid guest postings.

And, if you write content related to the topic of the blog through paid guest posts on their blog, they give you some money to write that article. But, you have to write original, good and related content related to their blog. Then, they’ll pay you for that writing.

You can search for paid guest posting sites or blogs on Google or social media such as Facebook or Twitter. There are many digital marketing pages or guest pages on Facebook in which people share about such guest posting work or guest posting blogs.

If you get some good paid guests posting blogs, you can earn good money online by writing for them regularly.

I’ve seen many Hindi blogs in which you can register directly and earn money by writing articles there. If you search on Google, you will find many such blogs.

How to make money from article revenue sharing websites?

Did you know that there are many websites to earn money by writing articles, using which you can earn money online sitting at home? It is called the “article revenue sharing site”. But hey, these are not what you write on the site. I have to write content using the above article writing rules and the content must be original written by me.

In addition, it is better that the number of articles exceeds 1500. Finally, if those websites accept your written content, they will pay you for that article. If you write articles regularly using these sites, you can earn anywhere from $200 to $500 sitting at home. Let’s know about those websites.

The Best Website to Make Money by Writing Articles

I haven’t used these websites myself. But saw a lot of online reviews and I got to know about these websites through the internet. So, you can try these sites.

1. Kalaage

Kalaage.net – Here you can write any kind of article. And, write articles and share it with you through social media or any other medium. After sharing the article, when your article gets 200 views and 10 good reads or likes, you will be paid for that written article.

All you have to do is create an account by going to the Kalaage Register page and writing content by clicking on the “Start Writing” link. Then share your article on Facebook or other social media and earn money. You can earn up to Rs 300 per article.

2. Author.oyewiki.com

Among the websites that made money from article writing, I was very happy to learn about the Author.Oyewiki.com website. Because, here you are given the opportunity to earn online income in two ways.

First, by writing an article and on each scene, and secondly, you can share any article on this website on social media (Facebook, Twitter, etc.) and you will make money from the ideas of the articles shared. You will be given a dashboard. In the dashboard you will find your income report and other details.

3. OpinionsWall

Here you have to create an OpinionWall account immediately. Remember, so that you can improve your account details. So you have to write a good article here, you can write any topic. But, so that your article is original and copied from somewhere so that there is no theft.

I’ve read a lot of good reviews about this website. People say that here they are writing content like their own and making money online sitting at home. Here you can earn money by writing, sharing, commenting or liking articles.

Finally, you don’t need to be an expert in writing the material here. If there are any errors in your writing, the content editor team will fix them on their behalf. You just write about good things and keep earning. Here you can withdraw money earned through Google Pay and Bank Transfer.

Apart from these, there are many other sites that make income by writing articles.

4. Fiver

Fiver is a popular freelancing marketplace in the world. Here you will create your service related gig. Then the customers will come and buy your service. Here you can open gigs on content writing, translation, article rewriting. And these gigs are quite much more cellular in Fiver.

5. Freelancer

Freelancer is another popular marketplace. Here the customers post jobs with job descriptions and freelancers hire customers by bidding. Here the job is given to the best bidder after thousands of bids for the job.

So before you enter this market, you will know the rules of bidding in a professional way. Another option in this market is to get a job through competition, but the job content of writing articles is very low.

6. Upwork

It’s the best freelancing marketplace. You get more expensive work here. And you need to be a lot more expert to work here. So if you think that you can write very good quality articles then you can open an account on this site.

7. Hire Writer

This website is primarily for authors. Here as a writer you will have an account and then those who will need writers will come and see your rate and hire you. There are many more such websites but The Higher Writer is the most famous.

Conclusion :-

Many people are earning well from article writing at the moment. You can be one of them but for that you have to work hard and develop your skills and the biggest thing is that no one can be a millionaire in a day.

Thanks for reading this post for so long. Tell us in the comments which way you have chosen to earn money by writing articles.

Hope friends, I have been able to explain to you some of the best ways to make money from article writing online, what article writing is, how can I write. If you liked my article today, please share it. Thank you.